LAMARE
Capital
In Partnership
With
With
Approvals in as little as 24 hours
$50K – $5M available
No collateral required
No minimum credit score
SBA 7(a) eligible
Equipment financing — $0 down
40+ years structuring complex deals
South End Capital · Stearns Bank N.A. · Member FDIC
Approvals in as little as 24 hours
$50K – $5M available
No collateral required
No minimum credit score
SBA 7(a) eligible
Equipment financing — $0 down
40+ years structuring complex deals
South End Capital · Stearns Bank N.A. · Member FDIC
In partnership with
Construction & Contracting
No credit pull — submitting this form does not affect your credit score
Financing through South End Capital, a division of Stearns Bank N.A. — Member FDIC
What would the right capital do for your business?
Select the option that fits best — we'll match you to the right program right away.
Section 179 — 2026
Financing $50K or more in equipment?Finance equipment and deduct up to $2,560,000 this tax year — even when financing.
Illustrative only. Consult your tax advisor.
You may qualify to deduct the full cost this year.
How much capital are you looking for?
Select the range that fits. You can refine it with us on the call — this helps us match you to the right program before we speak.
No credit check to get matched. No commitment required.
How long has your business been operating?
Time in business helps us match you to the right program immediately — some programs are available from day one, others unlock at 12 or 24 months.
No credit check to get matched. No commitment required.
Who are we speaking with?
A real person — not a bot — will follow up within 2 business hours. We'll have a program recommendation ready before we call.
Matched to a working capital program — one more step to go.
Your contact information
Your business
Almost there.
Two quick questions and your request goes straight to our team. The more context you share, the faster we can match you.
Estimated credit score
Average monthly revenue
Tell us about your deal or situation
This is not an application for credit from South End Capital, a division of Stearns Bank N.A. ("SEC"). SEC will use the information provided for the purpose of prequalifying you for a potential program option. By selecting "I Agree" below, you represent and warrant that you agree to the Financing Acknowledgment, ESIGN Consent, and SEC Terms, Conditions and Privacy Policy, and that you are authorized to enter into such agreements and to submit this loan inquiry. Lamare Capital may receive compensation if financing is obtained through our partner. Lamare Capital · DFPI Lic. #60DBO-185415.
California residents: You have rights under the CCPA/CPRA to access, delete, or opt out of the sale of your personal information. Email privacy@lamarecapital.com.
California residents: You have rights under the CCPA/CPRA to access, delete, or opt out of the sale of your personal information. Email privacy@lamarecapital.com.
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You're in the queue.
Someone from South End Capital will call or text you within 2 business hours. No pressure, no obligation — just a straight conversation about what fits your situation right now.
Weekend submissions receive a same-day email reply.
What happens next
We're reviewing your pre-qualification answers and matching them against available programs through South End Capital, a division of Stearns Bank N.A. A South End Capital representative will be in touch — when they call, your profile will already be matched to the right program.
Lamare Capital · DFPI Lic. #60DBO-185415 · 40+ years closing business capital transactions
Lamare Capital · DFPI Lic. #60DBO-185415 · 40+ years closing business capital transactions